Published on June 21, 2018
You may qualify for one if you or someone in your household has lost qualifying medical coverage in the last 60 days (or expect to lose coverage in the next 60 days). This means you may be able to purchase Marketplace health insurance for the rest of 2018.
Coverage losses that make you eligible
If you have lost or will lose coverage from any of these sources, you may be eligible to apply through a special enrollment period:
- Your job
- Individual health coverage for a plan or policy you purchased yourself
- Medicaid or the Children’s Health Insurance Program (CHIP)
- Health Insurance
- Coverage under a family member’s plan
To note: If you have voluntarily dropped your coverage, you will not be eligible for a special enrollment period.
How to apply with a special registration period
Choose a plan, then submit documents to the Marketplace showing the lost coverage and the date it ends. You have 60 days after your coverage end date to choose a plan (or 60 days before your coverage end date if you lose your coverage in the future). You must submit your documents within 30 days to choose a plan.
- If you are new to HealthCare.gov, create an account to complete an application, choose a plan and submit your documents.
- If you already have an account, connection to update your existing application, choose a plan and submit documents.
Get more information about special registration periods
- Loss of Health Insurance isn’t the only one that lets you enroll or change plans outside of open enrollment.
- To see the full list of life changes who may qualify you for a special registration period.
- You can also answer a few quick questions to find out if you are eligible.